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Frequently Asked Questions

What is an SR22?

A SR22 is a form the state requires you to file, as part of your auto insurance, to get your license back, when its been suspended for one of several different types of violations, including driving without insurance. Generally the state requires this form to be filed for 3 years. Call Insure Ohio for all your SR22 needs. We will issue a hard copy of the SR22 and file it electronically to the state as well.

How much auto insurance do I need?

Auto Insurance is required by law, to operate a vehicle in Ohio. The state requires a minimum liability limit of 25/50/25 to be legal in Ohio. If there is a loan on the vehicle the bank or lienholder will require comprehensive and collision coverages be part of the Auto Insurance, with a stated maximum deductible, for as long as they hold the note for the vehicle.

How do I find the best insurance?

By using an Agent like Insure Ohio. We can shop multiple Insurance Companies to find you the best rate, as opposed to a direct writer, who will quote their companies rate only. Insure Ohio shops 13 different Insurance Companies to find you the best rates available.

Do you offer Bundling?

Bundling is a great way to save money on your insurance , by combining policies such as Auto, Home, or Renters Insurance to get a discounted rate.

Are my belongings covered in home insurance?

Home owners insurance will cover your personal property up to the limit on your policy. Keep in mind that certain items, or types of property may have a separate maximum limit of coverage.

What does a home insurance policy not cover?

Flood Insurance is not covered under a standard Home Owners Policy. Separate coverage can be purchased to cover Floods.
.. Make sure you let your agent know what kind of dog you have ( if any ) certain policies will not cover liability that arises from certain breads of dogs. If you tell your agent in advance, the agent can try and place the coverage with a carrier that will cover the dog.

What is business insurance?

There is all types of business insurance that can be tailored to the needs of the particular business. From General Liability , Professional Liability ( E&O ), Commercial Auto Commercial Property , and many more. Call Insure Ohio to discuss your business insurance needs. We will help tailor a package of coverages specificly designed for your type of business.