Business owners face daily challenges as you work long hours building your business. Whether you’re a manufacturer, provide a service, own a car lot, or have a retail store, your business is important and an unexpected loss is the last thing you need. At Insure Ohio, we focus on providing the right business insurance to fit the needs of your company.

There are many different facets that make up Business Insurance which are as follows:

General Liability Insurance – Broad insurance coverage for your Parma or Cleveland, OH business and activities
Commercial Property Insurance – Protect your business with insurance for your commercial property
Business Auto Insurance – Cover your business with insurance for commercial vehicles
Commercial Umbrella Insurance – Insurance coverage that helps protect your business from the rising costs of lawsuits
Workers Compensation Insurance – Insurance coverage that helps you take care of your employees
Bonds – Protect your assets with financial backups for promises made by others

Below are a few details on some of the most common kinds of Business Insurance:

Commercial Auto

As a business owner, you need the same kinds of insurance coverage for the car you use in your business as you do for a car used for personal travel, however whether you need to buy a business auto insurance policy will depend on how your vehicle is be utilized in relation to your business. Here at Insure Ohio, we will ask you questions to help determine the best policy for you. While the major coverages are the same, a business auto insurance policy differs from a personal auto insurance policy in many technical respects and we can explain all the differences and options.

General Liability

Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade. General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage. General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations.